Retirement planning is increasingly complex. A host of investment options, combined with fluctuating interest and inflation rates and other variables, make it difficult to determine how much you will need, where you should invest, and who to turn to for assistance. Additionally, the complex tax and legislative environment surrounding retirement planning often compounds the confusion. With qualified plans (such as IRA, pension, profit sharing, 401(k) and Keogh plans), the timing and amount of withdrawals are critical in order to avoid additional tax penalties. And, if you have accumulated significant qualified plan assets you may face additional problems, including the "Double Tax Dilemma," where the government can tax these assets twice. We guide our individual and corporate clients through the confusion surrounding retirement planning.

Our professional staff will:

• Develop customized short- and long-term investment strategies based on your personal objectives, risk tolerance, time frame for accumulation, and current financial situation.
• Work to preserve and grow your net worth through work to investment opportunities and proper allocation and diversification of assets.
• Provide you with access to select investment vehicles, including those that offer tax-deferred accumulation and potential tax-free distributions

To learn more about types of plans and how to define your objectives,
please contact us.